Financial Services

LICA affiliates are involved in banking, auto and home financing, insurance brokering, investment advisory and management, and venture capital.


LDB (Luzon Development Bank) is the leading CALABARZON-based private development bank, providing auto loans, housing loans, SME loans, salary loans, and agricultural loans, as well as a complete line of deposit and business financial services in Manila and the CALABARZON region through its 40-branch network.

Insurance Services


LICA Insurance is an insurance wholesale and retail service provider that started off in 2002 as a small section in Nissan Southwoods and GM Shaw. Our clientele started to grow together with the expansion of the automotive dealers. Today, there are two central offices servicing both sides of the Metro. We are one of the largest insurance brokers for the country’s leading non-life insurance companies.


One Card Endless Benefits


One Card is your everyday ticket to enjoy great discounts, rewards, and offers from our participating partners. Having one entitles you to great savings each time you make business with us through exclusive and unique deals from our most sought after brands in dining, shopping, automotive service, car parts accessories, car insurance, agricultural products, hotels and a lot more. It’s where all the great things are created!



LICA is invested in Gravitas Prime, Inc., a financial advisory firm whose principals are senior direct investment and private equity practitioners with thirty years of investment experience in the Asia Pacific region. In addition, LICA supports various start-up entrepreneurial ventures through venture capital investments.